I have practiced law primarily in the chapter 11 business-bankruptcy arena for over 40 years in Northern Nevada. My ‘extreme’ motivation to help debtors solve their business issues originated in my teenage years while living in Las Vegas, Nevada, during the mid-60's. At age fifteen I worked for James E. Rogers, Esq. as his law- firm-runner and general all-around maintenance person. Being in the presence of Jim Rogers on a nearly daily basis for over 3 years motivated me to go to college and then attend law school. Jim Rogers was my mentor, constantly encouraging me. I was able to attend undergraduate school at the University of Southern California and then pursue my legal education at the University of San Diego; graduating in June 1974. I became a licensed attorney in the State of Nevada in September 1974.
I worked for Jim Rogers in his Las Vegas law firm for approximately 16 months. I then relocated to Reno, Nevada, taking a job with the Federal Public Defender’s office. The desire to pursue my courtroom skills paid off. I was able to achieve 7 criminal jury acquittals out of 8 criminal jury trials in an approximate four-year time period. In August 1976 I started private practice in Reno, Nevada and never looked back.
Since 1976 until the present day I have originated or been involved in over 1,000 Chapter 11 business reorganization cases, filed in excess of over 5,000 Chapter 7 liquidation cases and filed in excess of 400 to 500 Chapter 13 wage earner reorganization cases. I primarily represented the legal interests of debtors filing bankruptcy. Sometimes however, having served as a trustee for debtors, I also represented creditors.
Often if legally appropriate I will counsel my client not to file a bankruptcy, or to file a bankruptcy when the timing is strategically correct for the client.
Suffice it to say . . . I love what I do!
Jurisdictions Admitted to Practice
Nevada
State Bar of Nevada ID Number: 1463
Education
1971 - 1974
University of San Diego School of Law
J.D. (1974) | Law School
1967 - 1971
University of Southern California
B.A. (1971) | Economics and Business
Contacts
Harris Law LLC6151 Lakeside Drive Suite 2100 Reno NV 89511Telephone: (775) 786-7600Cell: (775) 690-9120Fax: (775) 786-7764
What happens when you can’t pay your debts? Well, once upon a time such as in ancient Greece you might have ended up in debt bondage. Being a debt slave meant that you and sometimes your family would work for the person you owed money to pay off your debt. This is distinct from slavery, since you were freed once your debt was paid. Later on in history, like in Victorian England, the poor were sent to horrific debtors’ prison and would only be released when their debt was paid in full by friends or family. Other debtors’ prisons functioned similar to workhouses and a debtor worked off not only their debt, but their room and board to be freed.
Currently, many countries now practice some form of bankruptcy which reigns in debt and allows debtors to get a fresh start financially. That’s not to say that questionable debt practices no longer exist; in some parts of the world, such as South Asia and Sub-Saharan Africa debt bondage is still practiced. The United Nation estimates that 8 million people are trapped in bonded labor. Thankfully, there are many groups working to improve lives of and free people from what the UN considers a ‘modern day slavery practice’.
However, today we’re discussing the basics of how personal bankruptcy functions in the United States. There are actually 6 different possible types of bankruptcy in the US. They are each named for the portion of the Bankruptcy Code they are found under: Chapter 7, Chapter 9, Chapter 11, Chapter 12, Chapter 13 and Chapter 15. Each Chapter addresses a different type of bankruptcy, for example Chapter 9 applies to the bankruptcy of municipalities such as towns or cities.
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