You own the land, and it's yours forever. That's how we generally think of property ownership, and for the most past that's correct. There are some cases, however, where a continual trespasser can gain legal title to real property if they meet certain conditions. It is called âadverse possession,â and for those with a large parcel of land, or a smaller piece they donât visit often, this can sounds pretty scary. So how do adverse possession laws work in the Hawkeye State? This is an introduction to adverse possession laws in Iowa.
Adverse Possession Laws in General
It may be an obscure idea for most laypeople, but the idea of "adverse possession" is an old legal doctrine intended to encourage landowners to make use of their land or keep an eye on it if they aren't using it. Under adverse possession laws, if a trespasser openly inhabits and improves a property, or even a small part, for a determined amount of time, he or she may gain legal title to property. Under Iowa law, an individual must occupy property for at least 5 years before the possibility of ownership.
Adverse Possession in Iowa
The chart below lists the details of Iowaâs adverse possession statutes.
Code Section | Iowa Code 560, et seq.: Occupying Claimants |
Time Period Required for Occupation | Within 1 year (after 7/1/80) and Color of Title/Payment of taxes; 5 yrs. |
Time for Landowner to Challenge/Effect of Landowner's Disability | After disability lifted: 1 yr. |
Improvements | With occupancy, one way to possess land |
Payment of Taxes | - |
Title from Tax Assessor | - |
Fortunately for landowners, the minimum time of occupation isnât the only requirement for adverse possession. There are four main elements to a legitimate claim:
Iowa Adverse Possession Laws: Related Resources
Some real estate concepts like adverse possession can be confusing, and the statutes may be complicated. You can find additional articles and resources in FindLawâs section on Adverse Possession. You can also consult with an Iowa real estate attorney if you would like legal advice regarding a real estate or adverse possession issue.